Before you'll be able to purchase and for that matter before you shop shop for a new home you need to get pre qualified for a mortgage. A mortgage pre qualification tells us your new home purchasing power, it establishes the price range you can afford based on your actual current income and debt levels. A mortgage pre qualification letter can easily be issued by a bank or mortgage broker and usually only requires a short meeting with a loan officer and a check of your credit report.  This letter is a required attachment to all purchase offers.  Much has changed with the current mortgage market so more than ever its the appropriate 1st step in a home purchase.  We can help as we deal with many qualified and price competitive lenders.  

Please contact us  for your pre qualification and all of your mortgage needs.